CBDC Information Session

What is CBDC?

As CBDCs, we assist in the creation of small businesses and in the expansion and modernization of existing businesses by providing financial and technical services to entrepreneurs.

• Financial assistance is available in the form of loans, loan guarantees and equity financing to existing and aspiring entrepreneurs.
• Business counseling & advice is available to small businesses. We help businesses to succeed and therefore we give high priority to the advisory role of our mandate.
• Entrepreneurship development and training to individuals and small business owners/managers is available in many of our offices.
• Technical assistance usually takes the form of guidance and coaching, and sometimes advocating on behalf of our clients to other lending establishments or regulatory agencies.

TYPICALLY, OUR SERVICES ARE TARGETED TO ENTREPRENEURS WHO REQUIRE CUSTOMIZED FINANCING NOT NORMALLY AVAILABLE FROM TRADITIONAL SOURCES.

We are not-for-profit community-based organizations run by volunteers from the local business community who firmly believe in improving the economic viability of their rural communities.

IMPACT

CBDC Central PEI delivers the Impact Atlantic Program in PEI.

The Impact loan helps foster small and medium-sized businesses in urban Atlantic Canada. Entrepreneurs of all ages can apply for a business start-up loan, while established business owners between 19 and 39 can avail of expansion financing. Low-interest loans of up to $25,000 are available, with flexible repayment terms and no penalty for early repayment of the principal. The application process is fast and straightforward so entrepreneurs can reach their goals more quickly and take their business to the next level.

About the presenters:

Tina Dickieson

Tina Dickieson is the Executive Director at CBDC Central PEI, where she leads the organization to fulfill its mandate of providing financial assistance, business counseling, and professional development to entrepreneurs.

Tina holds a Bachelor of Commerce Degree and has over 20 years of business experience in both the private and non-profit sector. She began her career at a top international accounting firm in Calgary, AB, where she honed her financial management skills. More recently, she managed Festival Antigonish Summer Theatre and Theatre Antigonish where she gained extensive knowledge of non-profit organizational administration and development. Tina is thrilled to be back in PEI living in her hometown of New Glasgow and working with rural communities to achieve economic success and growth.

Tania Bernard
Tania Bernard is the bilingual loans officer with CBDC Central in Summerside, where she has worked with the organization for 14 years. She graduated from the Universite de Moncton with a Business Administration degree, majoring in Finance.

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